MSAG Employee Benefits Health Insurance
MSAG also offers auto insurance at discounted rates to protect you from losses.
Are you covered? MSAG insurance offers its employee health, vision, and dental insurance coverage to protect them and their family. This means no more high copays or nasty surprises when visiting the doctor!
MSAG also offers auto insurance at discounted rates to protect you from losses due to accidents or theft of your vehicle.
For more information, check out this article on MSAG Insurance – MSAG Employee Benefit: Health Insurance
What is Health Insurance?
Health insurance is a type of insurance that protects against the costs of medical care, such as doctor’s visits, hospital stays and prescriptions.
With health insurance, you’re typically covered for a percentage of your medical costs.
The cost of health care coverage can depend on factors such as age, location and whether you are a healthy person or have preexisting conditions.
For example, if you are older than 65 and live in Florida, you will pay more for health coverage than someone who is younger than 30 and living in Nebraska.
Do you know what you have for health insurance? If not, it’s time to find out. The Mental Stress Awareness Group, Inc. (MSAG) offers 100% coverage of all health care premiums for its employees.
MSAG Insurance – You won’t need to pay anything but your co-pay if you use the doctor or hospital with which MSAG has negotiated a discounted rate. But there’s more!
Mental health, vision, and dental are also included in the company benefits package. So take the time to explore your options and find out what will work best for you and your family.
How does my Healthcare Provider get Paid if I have Insurance?
If you have insurance and your plan covers the service, then we will bill your insurance carrier for the cost of services rendered.
If you have a co-pay, you are responsible for that charge. If we do not receive payment from your insurance company, then you will be billed directly by us.
What does ‘No-Fault’ mean?
No-Fault means that if you are in an accident, your insurance company will pay for any damage to the other person’s vehicle and any medical costs related to the accident, regardless of who is at fault.
MSAG Insurance – This is a type of collision coverage.
Why do I Have to Have a Primary Care Physician (PCP)?
In order to be covered by your health insurance plan, you need to have a PCP. A PCP is a medical doctor who will take care of you when you get sick or hurt.
Your primary care physician can provide an initial evaluation and treatment for any health problems that may arise.
They can also help coordinate the care that you receive from other doctors and specialists.
How often do I need checkups/physical exams with my PCP?
The average American visits their primary care physician (PCP) roughly once a year. This is the time when you should get your annual physical exam and screenings for things like cancer, diabetes, and heart disease.
Your PCP can also recommend routine screening tests throughout the year, such as mammograms or colonoscopies.
Plus, they can help you manage chronic conditions like asthma or high blood pressure so you don’t have to worry about missing work.
What Happens If I Don’t Show up for an Appointment on Time or at All?
If you are late or miss your appointment, you can call the clinic to reschedule and we will do our best to accommodate your needs.
If there is a no-show, you may be asked to pay for the missed appointment before being able to make another one.
What Kind of Plan Should I Choose?
Choosing the right health insurance plan is a crucial decision. There are many factors to consider, including what type of coverage you want and how much you can afford to pay.
How do I See a Specialist when Under a PCP Plan?
It is very easy to see a specialist. You just have to call your PCP and ask them if they can refer you to a specialist or if they will be able to provide you with a referral themselves. If that doesn’t work for you, you can also contact specialists directly.
Where can I Find More Information on My Employee Benefits?
If you’re an employee, you can find more information about your benefits by clicking the Employee tab on our website. If you’re looking for information about MSAG’s insurance policies, click on the Insurance tab.
Final Verdict – MSAG Insurance
MSAG Insurance pays 100% of health care premiums, the only cost to employees is a co-pay. Mental health, vision, and dental are also included.
Auto Insurance helps protect you and your family in the event of an accident or other loss. Are you covered?